Unexpected family expense?


Christmas is barely over when school fees, uniforms and stationery costs begin to pile up. Then there is the house to paint, the car to fix and your cousin’s wedding in the islands...


There are many reasons you might need a personal loan

For over ten years South Pacific Loans has made the everyday possible for thousands of Auckland families with personal loans for real needs.

Our welcoming team understands the relief of being able to help a sick family member back home, or the joy of being able to celebrate the arrival of a cherished grandchild, and even giving a loved one the headstone they deserve.

If you need to take care of unexpected repair bills, urgent medical bills or the costs of keeping the household going we can help you.


Quick Secured Personal Cash Loans

At South Pacific Loans we can provide you with a secured personal loan up to $20,000.

Our friendly staff will listen to you, explain your options clearly and ensure you get the best loan with unsurpassed service.  

We know things can happen at the last minute so our loan process is quick, and if everything is in order, it can usually be sorted on the same day.


We like to keep things short and simple, with flexible terms that suit your situation.

For whatever you need to take care of today come and talk to the team at South Pacific Loans.


We keep the loan process simple. 
What do I need to apply for a loan?

If you are not sure what you need to apply for a personal loan read more here.

I have all my financial details ready, what is my next step?

If you have all of your latest financial details ready you can apply online now.

I want to speak with someone first.

Call us now on 0800 88 98 88 to talk to one of our helpful staff.

Can I come and talk to you face to face?

Yes!  Come in to either of our handy branches in Manukau or Mt Wellington  between 9am and 5pm, Monday to Friday.


"Thank you for all your effort and dedication that went into my personal loan, without your help I would've been unable to get what I wanted. So thank you for making it happen."

- W. Morgan


CALL FREE 0800 88 98 88