Online Consolidation Loan Application

We understand how things can add up over time. A little bill here, a balance due there, throw in a couple of late charges, some unexpected expenses, and suddenly you are spending a lot of money with very little result. One of our most popular options is our Loan Consolidation Program, which combines a lot of little bills into a single, affordable payment. Not only does this reduce the total monthly outlay in most cases, but it provides instant relief from the constant flow of upcoming payment deadlines.

Spend two minutes of your time filling out this application form and let us show you how we can make things better with a consolidation loan. 


Initial Application Criteria Checklist:

  • You must be a NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
  • You must be older than 18 years of age.
  • Proof of identity by means of a Drivers Licence or Passport is required
  • Security for your loan e.g. a vehicle or property

Application Form

Please enter all your details in here

You must be able to visit one of our Auckland branches to sign your loan document.

How long have you lived here?

Male Female


Please read this statement/authorisation notice in full

Have you ever had or are there now any attachments or legal proceeding against you, or any action for payment default?


I/We apply for a loan and certify that the particulars above and overleaf are true and correct and that I am over the age of 18 years and am not an undischarged bankrupt. Pursuant to the Privacy Act 1993 I authorise any finance company to contact any credit reporting agencies, credit providers, my employer(s), accountant(s), or any other source, to obtain, check and exchange (both now and in the future) such personal, financial and commercial information and references about me/us as is necessary for the purposes of considering this application, the protection and administration of any loan arising out of this application, and to assist in the enforcement of any agreement between me/us and any finance company. I agree that you may produce this authority to such parties for the purposes of collecting such information. Under the provisions of the Privacy Act 1993, you are entitled to have access and request correction to personal information held about you.

I/We agree that the information in connection with this finance application may be transmitted via facsimile and/or electronic mail, and I acknowledge that there may be some security risks associated with the transmission.

Applicant tick here - I have read and accept the terms and conditions within this informative statement/authorisation (if you do not tick this box we will not be able to process your application)

Click the "Send" button to send this application form   


Quick Application Process

Applying for one of our consolidation loans really is that easy to accomplish. More importantly, there is no lengthy delay involved in waiting for a decision to be made. One of our central beliefs at South Pacific Loans is that your time is valuable and should not be wasted in dealing with archaic procedures that move along at a crawl. Instead, our fast, effective application process has been streamlined to the point where we have a 95% success rate in getting them sorted within an hour. While first time customers may sometimes require slightly longer time frames for document verification, returning customers are frequently able to transact their business in a matter of minutes in many cases.

Solution For Your Finance Needs

In addition, our consolidation loans are just a single option among the wide array of financial services we offer to our customers. With a wide selection of loan amounts, generous terms, and types of loans on offer, South Pacific Loans undoubtedly has the perfect solution for all of your personal loan  and consolidation loan needs.

We Are Here To Help

Filling out one of our simple applications can get the process going immediately to a consolidation loan, or perhaps you have additional questions which one of our friendly, confidential loan advisors would be glad to assist you with.

At South Pacific Loans, we truly care. The important thing to remember is that we are here to help you in any way possible with consolidation loans. It is not only our job but a commitment to our community as well.