Need a top-up loan?

Everyone needs a bit of help from time to time. Financial emergencies happen without warning and often leave people without financial resources.

It makes perfect sense to talk to the people who know you already. The team at South Pacific Loans recognizes your need and is happy to step forward and offer the assistance needed.

Update your info below

Fill in the form below so we have the latest information about your circumstances. Then give us a call and we’ll get you sorted as fast as possible!

Application Checklist:

You must be a NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
You must be older than 18 years of age.
Proof of identity by means of a Drivers Licence or Passport is required
Security for your loan e.g. a vehicle or property

Step 1 of 2

See what your loan could cost

South Pacific Loans offers personal loans from $1,000 to $20,000 with flexible weekly, fortnightly or monthly repayments. Move the sliders for an estimated repayment guide before you apply, with no sign-up and no obligation.

Estimates give you a close idea of what to expect. Your final repayments are confirmed once your application has been assessed.

Loan Calculator

How much would you like to borrow?

Includes Establishment fee from $100 to $220 depending on amount of new money borrowed, Administration fee of $6 per month & an ID Verification Processing Fee of $7.70. Repayments shown are an example based on an Interest Rate of 29.50% p.a. Basalt Group offers personalised rates ranging from 10.00% to 29.50%. Minimum weekly repayment amount is $25. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Step 2 of 2

Start your two-minute application

Most loans are processed the same day.

Our Company

Over the past decade, South Pacific Loans has been helping residents located throughout the Auckland region. We are proud to be affiliated with The Insurance and Savings Ombudsman Scheme Inc. (ISO scheme). The group emphasizes ethical business practices and holds its affiliated organizations accountable for their actions. The group even provides recourse for customers with valid complaints. Additionally, we are a member of the Financial Services Federation. We act under the federation’s strict lending guidelines to the benefit of our customers.

Our Staff

Our friendly staff members are available to assist you with your personal needs. These lending staff are very adept at assessing a person’s situation and offer possible solution. You can reach one of our lending staff via our toll-free phone number or feel free to come into one of our branches located in Manukau or Mt Wellington. One of our lending staff will be happy to sit down with you and answer your questions and concerns.

Our Loans

If you qualify, South Pacific Loans will be able to offer you a secured loan of up to $20,000. Our fast loans are painless due to the initial 2-minute loan application process and quick response time. The only items we require to process your application are: two forms of identification (Passport, NZ Drivers Licence, Firearms Licence, etc.), proof of stable income (current pay-slip, bank statements and statement of accounts (if self-employed)), proof of address (lease agreement, tax bill, utility bill) and of course, some type of security. As security, we can accept vehicles,boats, transferable securities, shares, fine jewelry, property, or personal assets (ie: non essential household furniture, appliances).

If you find yourself in a financial pinch and aren’t sure where to go, you can contact us at South Pacific Loans. We will do everything in our power to give you prompt service and try to assist you with your borrowing needs. Regardless of the nature of your financial emergency, we will give all due consideration in a caring and professional manner, from beginning to end.