Online Fast Loan Application

– from 16% p.a.

Are you in need of a loan and fast? Our online loan process only takes a few minutes to fill out and we can give you an answer in as little as an hour. Get a fast loan from a lender who understands your needs. Wherever you are in the country, our friendly lending specialists will work with you to get the loan amount you require as fast as possible. We know that funds in your account in as little time as possible is what matters when you are in need of money.

Our loans can be processed entirely online without the need for physical appointments. This saves you time and, crucially, it means money can be in your account faster. No long conversations, documents to complete or proving why you deserve a loan in person, just a simple online process that can be completed fast.

We know that as people we are all imperfect, that’s why we consider each person on their own merits. Even if you do not have a perfect track record, we can still consider your individual situation and loan you the cash fast as long as our lending team is satisfied. Once you have the funds, you can choose how and when you use it on your own terms.

Step 1 of 2

See what your loan could cost

South Pacific Loans offers personal loans from $1,000 to $20,000 with flexible weekly, fortnightly or monthly repayments. Move the sliders for an estimated repayment guide before you apply, with no sign-up and no obligation.

Estimates give you a close idea of what to expect. Your final repayments are confirmed once your application has been assessed.

Loan Calculator

How much would you like to borrow?

Includes Establishment fee from $100 to $220 depending on amount of new money borrowed, Administration fee of $6 per month & an ID Verification Processing Fee of $7.70. Repayments shown are an example based on an Interest Rate of 29.50% p.a. Basalt Group offers personalised rates ranging from 10.00% to 29.50%. Minimum weekly repayment amount is $25. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Step 2 of 2

Start your two-minute application

Most loans are processed the same day.

Our Company

Over the past decade, South Pacific Loans has been helping residents located throughout the Auckland region. We are proud to be affiliated with The Insurance and Savings Ombudsman Scheme Inc. (ISO scheme). The group emphasizes ethical business practices and holds its affiliated organizations accountable for their actions. The group even provides recourse for customers with valid complaints. Additionally, we are a member of the Financial Services Federation. We act under the federation’s strict lending guidelines to the benefit of our customers.

Our Staff

Our friendly staff members are available to assist you with your personal needs. These lending staff are very adept at assessing a person’s situation and offer possible solution. You can reach one of our lending staff via our toll-free phone number or feel free to come into one of our branches located in Manukau or Mt Wellington. One of our lending staff will be happy to sit down with you and answer your questions and concerns.

Our Loans

If you qualify, South Pacific Loans will be able to offer you a secured loan of up to $20,000. Our fast loans are painless due to the initial 2-minute loan application process and quick response time. The only items we require to process your application are: two forms of identification (Passport, NZ Drivers Licence, Firearms Licence, etc.), proof of stable income (current pay-slip, bank statements and statement of accounts (if self-employed)), proof of address (lease agreement, tax bill, utility bill) and of course, some type of security. As security, we can accept vehicles,boats, transferable securities, shares, fine jewelry, property, or personal assets (ie: non essential household furniture, appliances).

If you find yourself in a financial pinch and aren’t sure where to go, you can contact us at South Pacific Loans. We will do everything in our power to give you prompt service and try to assist you with your borrowing needs. Regardless of the nature of your financial emergency, we will give all due consideration in a caring and professional manner, from beginning to end.